Our role is to help identify risk and determine the best way to manage it. Our process begins with a risk profile review. This detailed assessment allows us to build a comprehensive picture of your potential exposure. We then help determine a strategy to best deal with each risk either by terminating, transferring to an insurance company, or retaining the risk under controlled conditions. In our view, risks should only be tolerated by choice and not because of lack of awareness or oversight.

Where insurance cover is needed, we develop clear and comprehensive policies for our clients before negotiating the best possible conditions and premiums from insurance company underwriters. In each of our key industry sectors, Sunlay Insurance Brokers employs teams of experienced staff whose job it is to thoroughly understand the risks inherent in that industry.

Part of our role as your broker is to assist you throughout the claim process to ensure you obtain a fair and equitable result from the insurer. Our staffs are trained to assist you throughout the process and to ensure the claim is settled as soon as possible.

SUNLAY complete claims management services include:

1. Managing the claim process expert support when you need it.
2. Policy reviews to identify the potential for recovery acting in your best interests.
3. Preparing and managing the supporting documentation on your behalf optimizing claim recovery.
4. Managing the relationship and coordination of the agreed strategy to progress claim to settlement.
5. Identifying claim trends preventing the same issue reoccurring saving you money on insurance.
6. Expert witness advice within our scope of expertise to support litigation or arbitration procedures.

Whether you are looking to outsource your day-to-day insurance administration or need expertise for a one-off project, SUNLAY can help. Sunlay Insurance Brokers offers a range of insurance consultancy services, including:

1. Insurance management providing expert advice on what and how much you need to buy and relieving your day-to-day insurance burden.
2. Managing broker tenders using our independent position and knowledge of who is who and what is achievable in the market, we can ensure you are able to assess what is presented to choose the best option.
3. Insurance programme design recommending the right insurance for your specific needs.
4. Insurance policy audit reporting on what is covered, what’s not, and what needs to be.
5. Risk identification and review of risk allocation acting on your behalf to protect your best interests.

We provide a clear and structured approach to identifying risks. Understanding all known and anticipated risks allows an organization to measure and prioritize them as well as take the appropriate actions to reduce the potential for losses.

An organization with an effective risk management plan in place can also:

1. Save resources such as time, assets, income, property, and people.
2. Protect its reputation and public image.
3. Prevent or reduce legal liability and increase the stability of operations.
4. Protect people from harm.
5. Protect the environment.
6. Enhance its ability to prepare for circumstances that could interrupt business.
7. Reduce liabilities.
8. Assist in clearly defining insurance needs.